Is Driver of Chartered Bus Insured Under 'Hired Vehicle' Coverage in College's Insurance Policy?

Bluffton University Seeks Coverage for Fatal 2007 Bus Crash

Federal Insurance Company, American Alternative Insurance Corporation v. Executive Coach Luxury Travel et al., and Feroen J. Betts, etc., et al., Case no. 2009-2307

3rd District Court of Appeals (Allen County)

ISSUE: When an auto insurance policy issued to a university extends liability coverage to any person operating "with permission" a vehicle that is "owned, hired or borrowed" by the university, does that policy language provide coverage for injuries resulting from a traffic accident in which a bus driver employed by a charter bus company was operating the company's bus while it was under charter by the university?