Freshman are heading off to college this time of year armed with a dozen years of schooling and probably a smart phone more powerful than the mainframes their parents used in the campus computer lab. They're ready to learn and they're ready for the independence college promises. But have they learned anything about how to handle money? Are they ready for a taste of financial independence? Expert advice on being a smart college consumer.

Guests:

Sheryl Harris, Consumer columnist, The Plain Dealer

Bryan Ashton, Financial Wellness Coordinator, Ohio State University

Michelle Ellis, Executive Director, student financial aid office, University of Akron