In the best case scenario, you'd be totally prepared for the worst case scenario. But with the doomsday bust of Y2K nearly a generation behind us, many people give little consideration to being ready for disaster. There are simple steps you can take right now -- like making sure you have a flashlight with batteries and a week's supply of must-have medicines. The Plain Dealer's Sheryl Harris helps us prepare for the worst.

Sheryl Harris, Consumer Columnist, The Plain Dealer

Mary Bonelli, Senior Vice President of Public Information, Ohio Insurance Institute

Joel Knueven, Home was damaged in tornado in Moscow, Ohio

Dr. Michael Anderson, Vice President and Associate Chief Medical Officer, University Hospitals